Innovative AI-powered Products that help you to scale
HR and PayRoll
✦ Employee data, payroll automation, claims, leave/holiday tracking, compliance
✦ Eliminates manual HR processes; reduces errors; ensures compliance with local labour laws
✦ Unified with sales, lending & collection modules for a 360° employee view
✦ AI-powered HR fully integrated with BFSI modules
Inventory management
✦ Real-time stock tracking, low/high stock alerts, order management, supplier integration
✦ Prevents stock-outs & overstock; boosts operational efficiency
✦ Web-based, lightweight, scalable for multi-branch auto dealers & retailers
✦ Smart dashboard
Lead Generation Engine
✦ Digital brochures, Sales-Rep App, smart dashboards, lead tracking & nudges
✦ Increases conversion through data-driven insights & nudging
✦ AI recommendation engine for prioritising hot leads
✦ AI recommendation for higher sales conversion
✦ Remote monitoring of salespersons’ day-to-day activities
Loan Origination System
✦ Automated loan application intake, credit scoring, document verification
✦ Faster loan approvals; reduced paperwork; improved customer experience
✦ AI-driven scoring customised for local markets
✦ Localised AI-driven credit scoring
Loan Management System
✦ Loan tracking, repayments, Consumer app (iOS/Android), notifications & nudges
✦ Web-based Cashier App to collect payments digitally and in cash
✦ Digital payments through local methods (Cards, VAN, Maya, GCash, etc.)
✦ End-to-end loan lifecycle management; improved repayment visibility
✦ Seamless integration with AftrKrew & Kollate for upselling and collections
✦ End-to-end loan lifecycle with customer apps
Collection Management System
✦ Pre-Bounce and Post-Bounce Workflows – in-app notifications, SMS, TeleCaller to Field
✦ Collector app (Android), Cashier app (Web), AI-led delinquency tracking
✦ Improves collection rates (95%+ efficiency); reduces risk of defaults
✦ Intelligent routing of collectors; predictive nudges for at-risk accounts
✦ AI-driven prioritisation and predictive nudges
✦ Increase in digital collection and pre-bounce collection efficiency

After-Sales and Support
✦ Service booking, trade-in management, loyalty points, cross/upselling
✦ Enhances customer retention & post-purchase experience
✦ Tightly integrated with KreditOS for finance-linked offers
✦ Integrated loyalty and finance-linked upselling
Enabling Market Growth Through Data-Driven Execution and Scale
Opportunity insights and deal tracking


Performance Tracking & KPIs
Stay on top of your sales goals with powerful performance tracking tools.










