Kollate

Core Features

Operational Modules

AI Layer

Why Us

Support

Request Demo

V3.0 AI Collections Engine Live

Kollate: Maximize Loan Recovery with AI-Driven Precision & Automated SMS reminders, Telecaller and Field Collection applications.

Kollate: Maximize Loan Recovery with AI-Driven Precision & Automated SMS reminders, Telecaller and Field Collection applications.

Kollate: Maximize Loan Recovery with AI-Driven Precision & Automated SMS reminders, Telecaller and Field Collection applications.

Stop losing recovery margin to disconnected spreadsheets and manual tracking. Kollate unifies telecalling teams, field agent applications, cashier ops, and automated SMS communications into a single AI-powered debt resolution platform.

Stop losing recovery margin to disconnected spreadsheets and manual tracking. Kollate unifies telecalling teams, field agent applications, cashier ops, and automated SMS communications into a single AI-powered debt resolution platform.

Stop losing recovery margin to disconnected spreadsheets and manual tracking. Kollate unifies telecalling teams, field agent applications, cashier ops, and automated SMS communications into a single AI-powered debt resolution platform.

Contact Sales

Request Demo

KOLLATE REAL-TIME ENGINE

Days Past Due(DPD) Bucket

Distribution

$2.4M

1-30 DPD

$1.6M

31-90 DPD

$840K

90+ DPD

Promise to Pay (PTP)

Conversion Rate

78% Avg

PROMISE-TO-PAY

$1.8M Cleared

RECOVERY EFFICIENCY

+35.4% YoY

Live Collector Activity

Live Collector Activity

Agent Alisha (Call Center)

Agent Alisha (Call Center)

PTP Logged ($2,400)

PTP Logged ($2,400)

Just now

Just now

Field Collector David

Field Collector David

Geo-Verified Visit

Geo-Verified Visit

2m ago

2m ago

SMS Automation

SMS Automation

Soft Nudge Sent (90 DPD)

Soft Nudge Sent (90 DPD)

5m ago

Operational Modules

Dedicated Applications for Every Recovery Touchpoint

Dedicated Applications for Every Recovery Touchpoint

Dedicated Applications for Every Recovery Touchpoint

CONTACT CENTER

Telecaller Workstation & Smart Dialer

Telecaller Workstation & Smart Dialer

Empower contact center agents with intelligent call queues and live guidance. Kollate's telecaller interface automatically orders accounts by AI recovery propensity score rather than raw DPD. Includes predictive dialing, dynamic call scripts, one-click Promise to Pay logging, and real-time supervisor telemetry.

Empower contact center agents with intelligent call queues and live guidance. Kollate's telecaller interface automatically orders accounts by AI recovery propensity score rather than raw DPD. Includes predictive dialing, dynamic call scripts, one-click Promise to Pay logging, and real-time supervisor telemetry.

BRANCH OPERATIONS

Cashier App

Cashier App

Digitize branch operations with omni-channel payment collections. Equip branch cashiers with cash and digital payment collections at the branch to ensure real-time reconciliation. Features customer omni-channel payment collection and collector EOD payment recording.

Digitize branch operations with omni-channel payment collections. Equip branch cashiers with cash and digital payment collections at the branch to ensure real-time reconciliation. Features customer omni-channel payment collection and collector EOD payment recording.

FIELD FORCE

Field Collector Mobile App (iOS & Android)

Field Collector Mobile App (iOS & Android)

Digitize ground operations with real-time location logging and instant status sync. Equip field collection agents with a dedicated, offline-ready mobile app. Features GPS-assisted optimized route planning, geo-fenced visit verification, instant customer disposition logging, and real-time status updates back to the central console.

Digitize ground operations with real-time location logging and instant status sync. Equip field collection agents with a dedicated, offline-ready mobile app. Features GPS-assisted optimized route planning, geo-fenced visit verification, instant customer disposition logging, and real-time status updates back to the central console.

DIGITAL OUTREACH

SMS Automation & Nudges

SMS Automation & Nudges

Orchestrate timely SMS communication on autopilot to increase collection efficiency and reduce field collection cost. Automatically deliver personalized SMS payment reminders and payment receipts. Trigger pre-due nudges and Promise to Pay follow-up SMS messages while strictly enforcing messaging windows.

Orchestrate timely SMS communication on autopilot to increase collection efficiency and reduce field collection cost. Automatically deliver personalized SMS payment reminders and payment receipts. Trigger pre-due nudges and Promise to Pay follow-up SMS messages while strictly enforcing messaging windows.

AI Intelligence

Machine Learning That Drives Recovery

Machine Learning That Drives Recovery

AI Recovery Propensity Scoring

AI Recovery Propensity Scoring

Analyzes historical payment patterns, loan types, and behavioral signals to score every account's likelihood of repayment.

Analyzes historical payment patterns, loan types, and behavioral signals to score every account's likelihood of repayment.

Next-Best-Action Engine

Next-Best-Action Engine

Recommends optimal SMS dispatch timing, call cadences, and negotiation intensity for every borrower profile.

Recommends optimal SMS dispatch timing, call cadences, and negotiation intensity for every borrower profile.

Contextual Nudges & Alerts

Contextual Nudges & Alerts

Real-time automated notifications alert agents and managers when high-value Promise to Pays are approaching or accounts show early default signals.

Real-time automated notifications alert agents and managers when high-value Promise to Pays are approaching or accounts show early default signals.

Roll-Forward Prevention

Roll-Forward Prevention

Identifies high-risk accounts prior to due dates and triggers automated soft-nudge SMS sequences to prevent bucket slippage.

Identifies high-risk accounts prior to due dates and triggers automated soft-nudge SMS sequences to prevent bucket slippage.

Platform Power

Unified Control Across Every Portfolio Stage

Unified Control Across Every Portfolio Stage

Centralized Days Past Due (DPD)Bucket Management

Centralized Days Past Due (DPD)Bucket Management

SMS Reminder,receipt Dispatch

SMS Reminder,receipt Dispatch

Unified 360° Borrower Timeline

Unified 360° Borrower Timeline

Automated Pre-Legal SMS Workflows

Automated Pre-Legal SMS Workflows

AI-Driven Settlement Workflows

AI-Driven Settlement Workflows

Architecting Intelligent Recovery

Architecting Intelligent Recovery

Financial institutions using Kollate achieve up to 35% higher recovery efficiency within their first quarter. Most clients record 95%+ collection efficiency.

Financial institutions using Kollate achieve up to 35% higher recovery efficiency within their first quarter. Most clients record 95%+ collection efficiency.

+35%

+35%

Increase in Collection Efficiency

Increase in Collection Efficiency

>25%

>25%

Roll-Forward Reduction

Roll-Forward Reduction

-40%

-40%

Cost Per Recovery

Cost Per Recovery

01

01

Data-Driven Resolution

Data-Driven Resolution

Move from blanket calling to ML-backed segmentation, deploying high-touch field resources only where necessary.

Move from blanket calling to ML-backed segmentation, deploying high-touch field resources only where necessary.

02

02

Seamless Operations Sync

Seamless Operations Sync

Keep telecallers, field agents, and SMS automations aligned on a single real-time account queue.

Keep telecallers, field agents, and SMS automations aligned on a single real-time account queue.

03

03

Force 7 Ecosystem Integration

Force 7 Ecosystem Integration

Connects seamlessly with sales intelligence (Kineo), inventory (Kurate), and lending (KrediGen) platforms.

Connects seamlessly with sales intelligence (Kineo), inventory (Kurate), and lending (KrediGen) platforms.

04

04

Full ROI Transparency

Full ROI Transparency

Track agent shrinkage, Promise to pay clearance rates, SMS performance, and portfolio recovery metrics live.

Track agent shrinkage, Promise to pay clearance rates, SMS performance, and portfolio recovery metrics live.

Transform Your Loan Recovery Operations Today

Transform Your Loan Recovery Operations Today

Ready to lower bounce rates and digitize your collection workflow? Join leading lenders using Force 7.

Ready to lower bounce rates and digitize your collection workflow? Join leading lenders using Force 7.

Request Demo

Talk to Sales

Kollate by Force 7

Kollate by Force 7

Building the future of intelligent loan resolution and operational excellence for global financial institutions.

Building the future of intelligent loan resolution and operational excellence for global financial institutions.

Terms of Service

Terms of Service

|

Contact Support

Contact Support

© 2026 Kollate by Force 7. All rights reserved.

© 2026 Kollate by Force 7. All rights reserved.